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It is launched as a part of the ‘Beti Bachao Beti Padhao’ campaign.

It is a small deposit scheme for girl child to motivate parents to open an account in the name of a girl child and for her welfare to deposit maximum of their savings.



The account can be opened at any time from the birth of a girl child till she attains the age of 10 years in any post office or authorized branches of commercial banks.

A minimum of Rs. 1000 and maximum of Rs. 1.5 lakh can be deposited during a financial year and fetch an interest rate of 9.1 % and provide income tax rebate.

The account will get matured in 21 years from the date of opening of account or marriage of the girl child after attaining 18 years of age.

Partial Withdrawal for girl child education can be done when she cleared 10th class or turned 18 years.

100% of the amount can be withdrawn after girl child turns 18 is allowed and the provision of not allowing the withdrawal till the age of 18 is to prevent early marriage.