It replaces Indira Awas Yojana (IAY), which was launched as a sub scheme of Jawahar Rozgar Yojana in 1985.

IAY aims at helping rural people below the poverty-line (BPL) in construction of dwelling units and upgradation of existing unserviceable kutcha houses by providing assistance in the form of full grant.

Beneficiaries are people belonging to SCs/STs, freed bonded labourers and non-SC/ST categories, widows or next-of-kin of defence personnel killed in action, ex-servicemen and retired members of the paramilitary forces, Disabled persons and Minorities.

It will be implemented in rural areas across the country except Delhi and Chandigarh

Government to construct 1 crorepucca (permanent) houses for the rural poor in the next three years.

The project will be implemented in a span of three years and expected to boost job creation in rural areas.

Beneficiaries of the rural houses would be chosen according to data taken from the Socio-Economic Caste Census of 2011

An allowance of Rs. 120,000 in plain areas and Rs. 130,000 in hilly areas will be provided for construction of homes

The unit size will be enhanced from the existing 20 to up to 25 including a dedicated area for hygienic cooking.

Funds will be transferred electronically directly to the account of the beneficiary.

The beneficiary would be facilitated to avail loan of up to Rs.70,000 for construction of the house which is optional